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Control Your Credit Score – Do Lenders Have That Much Power?

How do you control your credit score? This is a commonly asked question from many. It’s a great question to ask because knowing what’s involved in determining your credit score can have a huge impact on the interest rates you’re paying on credit cards and loans. In searching for the answer I came across this really great credit score infographic from Lemon.com that I thought I’d share with...

Variable Rate Mortgage vs Fixed Rate Mortgage – What’s The Difference?

One of the most important decisions a borrower will need to make when applying for a home loan is whether to apply for a variable rate mortgage vs fixed rate mortgage. As important as this decision is, many borrowers do not understand the difference between the two. Variable Rate Mortgage vs Fixed Rate Mortgage By taking time to learn more about these two different loan options, a borrower can make a more informed decision...

Renting Versus Owning – How To Decide What Is Right For You

Renting versus owningis a decision that many people are faced with. Here’s some things to consider when deciding what’s right for you. Renting versus owning Buying a home definitely has its advantages, but that doesn’t mean it’s for everyone. Owning a home requires much more responsibility than renting one, so before you make steps to purchase a home you should carefully consider whether or not...

Budgeting For Your Mortgage – Are You Financially Ready?

Home ownership sounds exciting and it can be rewarding, but you should never jump into it without budgeting for your mortgageand knowing if you are financially ready. If you borrow more than you are actually prepared to pay back, there will be trouble down the line. Four Important Items To Keep In Mind When Budgeting For Your Mortgage In general, home owners should not push a budget to the limit by borrowing so much that...

The Reality Report

Never Break the Final 30 Feet Rule When Investing in Real Estate by Don Campbell As I walk the Final 30 Feet once again, I reflect back on how a comedian made all the difference in the world for my business and real estate ventures, and more importantly how it will make a difference for you. The Final 30 Feet Experience My understanding of The Final 30 Feet all began while listening to Buddy Hackett (veteran comedian)...

13 Tips To Improve Your Credit Score

Looking for ways to improve your credit score quickly? There’s a number of different things you can start doing and things that you should stop doing that will all greatly impact your credit rating. Here’s 13 quick tips that will make a difference. Here’s How To Improve Your Credit Score Fast DO: 1. Pay your bills on time. Delinquent payments and collections can have a major impact on your score 2. If...

What Impacts Credit Score? 5 Things That Make A Difference

There’s a number of things that can have a big impact on your credit score. Knowing what impacts credit score can help make sure you keep your score high, saving you thousands of dollars in interest payments over your lifetime. What Impacts Credit Score And How Is It Calculated? The 5 things that determine how your credit score is calculated are: Payment History Meaning any late payments; collection items; write offs;...

Understanding Your Credit

Understanding your credit is important for everyone to learn. Your credit dictates your interest rates on any money you borrow. Having good credit can mean the difference in thousands of dollars in interest payments over your life time. Understanding Your Credit So what are some thoughts that come to mind when you think about credit? Credit cards, Credit scores, Credit reports, mortgages, loans, lines of credit, ect....
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